Frequently Asked Questions (FAQ)

 
 
1. What are the most commonly made mistakes in buying or refinancing a house?
2. Should I refinance?
3. Should I pay points?
4. Does a 0 point/0 fee loan really exist?
5. What is a FICO score?
6. Why do interest rates change?
7. What is the difference between pre-qualifying and being approved?
8. What is a rate lock?
9. Can my loan be sold? What happens if my lender goes out of business?
10. What is PMI? Can I get rid of the PMI on my loan?
11. What is APR?